Apply for a £600 loan
You can search for a £600 loan with CashLady if you:
- Are over the age of 18;
- Are a UK resident;
- Have a UK bank account with a valid debit card; and
- Have a regular source of income paid directly into your bank account.
Each lender has their own eligibility criteria which you’ll need to meet before you apply for a loan of £600.
Search for a £600 loan with CashLady
Searching for a £600 loan with CashLady is straightforward and, if we match you with a lender, your money could be sent the same day your application is approved.
- 1. Choose how long you’d like to repay your £600 loan and complete our online form; this should take around five minutes.
- 2. We’ll use soft search technology to take a look at your financial history before scanning our panel of lenders for a suitable loan. You’ll be shown your result on your screen in around 60 seconds.
- 3. If we’ve matched you with a lender, you’ll be redirected to their website where you can find out more about the loan.
- 4. Should you choose to go ahead and make a full application directly with the lender, your lender will carry out a hard search. This will affect your credit score and be visible on your credit file.
- 5. If the lender is happy with the outcome of their checks, you will be sent a loan agreement. You should read through this thoroughly before you decide whether to sign and return it.
What’s the difference between a soft and hard search?
A soft search allows credit brokers and lenders to take a look at your financial history without harming your credit score or leaving a mark on your credit file.
If you make a full application for credit with a lender, they will carry out a hard search. A hard search will remain on your credit file for up to 12 months, and undergoing multiple hard searches over a short period of time could damage your credit score.
I need £600 now; how quickly could the money be sent?
We understand that in a financial emergency you may need to access money quickly. However, it’s always a good idea to take a deep breath and collect your thoughts before deciding if applying for a loan is the right decision. Taking out a credit product of any kind is a serious commitment and requires careful consideration.
It’s worth noting that all lenders have their own payout timeframes. Some of the lenders on our panel could send your £600 loan the same day your application is approved, although please bear in mind that the time it takes for the money to become available in your account will depend on your bank’s policies and procedures.
What could I use a £600 loan for?
A loan of £600 could boost to your funds in the event of a financial emergency, such as a broken fridge, boiler, or urgent car repairs.
When searching for a loan, you should only apply to borrow the amount of money you need. Take the time to consider whether the monthly repayments are affordable for you, and you can still comfortably afford to pay for necessities, such as utility bills, rent or mortgage, and food.
Can I get a £600 loan with bad credit?
CashLady works with a number of lenders who specialise in loans for people with poor credit history and would be happy to consider your application.
You should bear in mind, however, that while it may be possible to get a £600 loan with bad credit, this could be at a higher interest rate.
£600 loan direct lenders
CashLady is a credit broker, not a lender.
We work with a large panel of responsible, direct lenders who offer £600 loans with repayment terms from 3 to 12 months. For your peace of mind, all the lenders on our panel are authorised and regulated by the Financial Conduct Authority (FCA).
Why choose CashLady to search for a £600 loan?
- Our credit broking service is free to use.
- No-obligation quotes.
- Straightforward online form.
- All credit scores are welcome to search.
- Award-winning service.*
* In 2016, CashLady was awarded Credit Broker of the Year by Smart Money People. We were also runners up in 2017 and 2018.
CashLady Representative 79.5% APR
I can no longer afford my repayments; what are my options?
If you’ve taken out a loan that you’re struggling to repay, you should get in touch with your lender as soon as you can. While this may be the very last thing you feel like doing, please remember that your lender will not judge you or your situation and will want to work with you to put a suitable plan in place moving forwards.
Try not to panic; lenders understand that circumstances can change, and they will appreciate you getting in touch.
I’m experiencing money worries; where can I get advice?
You can access free advice through charities and organisations such as StepChange, MoneyHelper, Citizens Advice, and National Debtline.