Searching for a £900 loan with CashLady
- CashLady is a credit broker, not a lender. We work with a large panel of lenders who offer short-term, personal loans.
- Save yourself the hassle of applying directly with multiple lenders by allowing CashLady to take over your loan search. We can scan our panel for a suitable loan for you, removing the guesswork.
- We use soft search technology, so your credit score will not be affected when searching for a loan with us.*
- Our award-winning service** is free to use, and all quotes are no-obligation.
CashLady Representative 79.5% APR
* CashLady uses soft search technology which won’t impact your credit score in any way. However, if we find you a loan and you choose to make a full application directly with the lender, a hard search will be carried out. A hard search will affect your credit score and will be visible on your credit file for up to 12 months. Undergoing multiple hard searches within a short period of time could harm your credit score. ** In 2016, CashLady won Credit Broker of the Year at the Smart Money People Awards. We were also runner-up in both 2017 and 2018.
Who can search for a £900 loan with CashLady?
You can use CashLady to search for a £900 loan if you:
- Are over the age of 18;
- Are a UK resident;
- Have a UK bank account with a valid debit card; and
- Have a regular source of income paid into your bank account
Can I apply to borrow £900 with bad credit?
If you’re looking for a bad credit £900 loan, CashLady might be able to help you search.
We work with several lenders who specialise in loans for those with a bad or poor credit history and who are willing to consider applications from people with all credit scores.
Things to think about before applying for a bad credit £900 loan
If you have bad or poor credit history and are successfully matched with a loan, you might not be approved to borrow as much money as you need. You could also find that any loan offer is at a higher rate of interest.
You should carefully consider the cost of your monthly repayments. These should not affect your ability to pay for essentials, such as housing, bills, and food.
Making late repayments or missing them altogether could result in late fees, added charges, and a decline in your credit score.
How to search for a £900 loan with CashLady
If you’re looking to borrow £900, CashLady could help you find a suitable match. Here’s how it works.
- 1. Our online form should take no longer than five minutes to complete.
- 2. Once you’ve provided us with some details, we’ll run a soft search and scan our panel of lenders.
- 3. If we’ve been able to match you with a loan, you’ll be redirected to the lender’s website where you can find out more.
- 4. Should you wish to go ahead and make a full application, the lender will carry out a few further checks, including a hard credit search. Don’t forget, this will affect your credit score.
- 5. If you pass the lender’s checks, you’ll be sent a loan agreement. Before you decide whether to sign and return this, you should take the time to carefully read through the terms and conditions to make sure you’re happy with everything.
How quickly can I get £900?
If successful, the money could be sent the same day your application is approved, although payout timeframes vary between lenders. The time it takes for the funds to become available in your account will depend on your bank’s policies and procedures, such as if they accept Faster Payments.
Can I apply for a £900 loan without a guarantor?
Yes, you can search for a £900 loan with CashLady without a guarantor.
The lenders on the CashLady panel offer personal unsecured loans, meaning you won’t be required to secure the money you borrow to an asset, such as your home.
I can no longer afford my monthly repayments; what should I do?
If you’ve taken out a loan that you can no longer afford to repay, you should contact your lender. They will be able to discuss any options that might be available and will work with you to put a plan in place.
Reaching out and asking for help can feel scary, but it’s the first step towards regaining control of your finances and getting yourself back on track.
I’m worried about money; where can I find advice?
Free, confidential money and debt management advice can be accessed through the following sites: StepChange, MoneyHelper, Citizens Advice, and National Debtline.
No matter what you’re going through, it’s important to remember that you’re not alone, and help is available.